Tsitsani UnitedHealthcare - Health Insurance

Tsitsani UnitedHealthcare - Health Insurance,

UnitedHealthcare (UHC) ndi imodzi mwama inshuwaransi akulu kwambiri ku United States. Gawo la UnitedHealth Group, UHC imapereka mapulani osiyanasiyana a inshuwaransi yazaumoyo kwa anthu, mabanja, ndi mabizinesi. Kampaniyo imatumikira mamiliyoni a mamembala ndipo imadziwika ndi maukonde ake ambiri azachipatala, mapulogalamu azaumoyo, komanso mayankho a inshuwaransi.

Tsitsani UnitedHealthcare - Health Insurance

Mitundu ya Mapulani a Inshuwaransi Yaumoyo

UnitedHealthcare imapereka mapulani osiyanasiyana a inshuwaransi azaumoyo opangidwa kuti akwaniritse zosowa zosiyanasiyana. Izi zikuphatikizapo:

Mapulani a Munthu Payekha ndi Banja:

• HMO (Health Maintenance Organization): Imafuna kuti mamembala agwiritse ntchito gulu la madokotala ndi zipatala. Kutumiza kwa dokotala wamkulu (PCP) nthawi zambiri kumakhala kofunikira kuti muwone akatswiri.
• PPO (Preferred Provider Organization): Limapereka kusinthasintha kochulukira posankha opereka chithandizo chamankhwala ndipo nthawi zambiri safuna kutumizidwa kwa akatswiri. Mamembala amatha kuwona dokotala aliyense, koma chisamaliro chakunja chimawononga ndalama zambiri.
• EPO (Exclusive Provider Organisation): Zofanana ndi ma PPO koma sizimaphimba chisamaliro chakunja kupatula pakagwa mwadzidzidzi.
• POS (Point of Service): Zimaphatikiza mawonekedwe a HMO ndi PPO mapulani. Mamembala amafunikira kutumizidwa kwa PCP kuti akawone katswiri koma akhale ndi mwayi wopita kunja kwa intaneti pamtengo wokwera.

Mapulani a Medicare:

• Mapulani a Medicare Advantage Plans (Gawo C): Mapulani onse-mu-amodzi omwe amaphatikiza Medicare Part A (inshuwaransi yachipatala) ndi Part B (inshuwaransi yachipatala), nthawi zambiri kuphatikiza Gawo D (mankhwala operekedwa ndi mankhwala) ndi zopindulitsa zina monga mano, masomphenya, ndi thanzi. mapulogalamu.
• Medicare Supplement Inshuwalansi (Medigap): Imathandiza kulipira ndalama zomwe sizinalipidwe ndi Original Medicare, monga zolipiritsa, coinsurance, ndi deductibles.

Mapulani Othandizidwa ndi Olemba Ntchito:

Mapulani Amagulu Angonoangono ndi Aakulu: Mayankho a inshuwaransi yaumoyo omwe mungasinthire makonda pamabizinesi amitundu yonse. Mulinso zosankha monga HMO, PPO, ndi mapulani azaumoyo otsika kwambiri (HDHP) ophatikizidwa ndi Akaunti Yosunga Zaumoyo (HSAs).

Mapulani a Medicaid:

Mapulani osamalira osamalira anthu ndi mabanja omwe ali oyenera kulandira Medicaid, opereka maubwino ndi mautumiki osiyanasiyana ogwirizana ndi zofunikira za boma.

Mapulogalamu ndi Ntchito Zatsopano

UnitedHealthcare imadziwika chifukwa cha njira yake yatsopano yoyendetsera zaumoyo komanso chisamaliro cha odwala. Mapulogalamu ndi mautumiki ena ofunikira ndi awa:

Ubwino ndi Chitetezo Choteteza:

• Mapulogalamu aumoyo omwe amalimbikitsa moyo wathanzi pogwiritsa ntchito zolimbikitsira komanso kuphunzitsa anthu zaumoyo.
• Ntchito zodzitetezera zimaperekedwa popanda ndalama zowonjezera, kuphatikiza katemera, kuwunika, ndi kuyezetsa pachaka.

Ntchito za Telehealth:

Maulendo owoneka bwino omwe amalola mamembala kuti akambirane ndi othandizira azaumoyo ali kunyumba kwawo, makamaka opindulitsa pazovuta zazingono zaumoyo komanso nthawi yotsatila.

Ntchito Zamankhwala:

• Chidziwitso chatsatanetsatane cha mankhwala ndi ma pharmacies ambiri.
• Ntchito zogulira mankhwala zogulira mankhwala kunyumba.

Kugwirizanitsa ndi Kusamalira:

• Mapulogalamu owongolera matenda omwe amapereka chithandizo kwa mamembala omwe ali ndi matenda monga shuga, matenda amtima, ndi mphumu.
• Kugwirizana kwa chisamaliro chamunthu payekha pazosowa zovuta zaumoyo, kuthandiza mamembala kuyangana machitidwe azachipatala ndikupeza chisamaliro choyenera.

Network of Providers

UnitedHealthcare ili ndi imodzi mwamaukonde operekera chithandizo mdziko muno, kuwonetsetsa kuti mamembala ali ndi mwayi wopeza akatswiri osiyanasiyana azachipatala ndi zida. Network ili ndi:

• madokotala oyambirira
• Akatswiri
• Zipatala ndi zipatala
• Malo osamalira anthu mwachangu
• Ma pharmacies

Thandizo la Makasitomala ndi Zothandizira

UnitedHealthcare ikugogomezera ntchito zabwino kwambiri zamakasitomala, kupereka zinthu zosiyanasiyana zothandizira mamembala kupanga zisankho zodziwika bwino pazaumoyo wawo komanso inshuwaransi. Zida izi zikuphatikizapo:

Tsamba la Amembala Paintaneti: Malo osavuta kugwiritsa ntchito omwe mamembala amatha kuyanganira mapulani awo azaumoyo, kuwona zomwe akufuna, kupeza othandizira, ndikupeza zothandizira zaumoyo.
Mobile App: Imapereka mwayi wopita kuzidziwitso zamapulani azaumoyo, ma ID a digito, ndi ntchito zapa telefoni.
Thandizo la Makasitomala: Likupezeka kudzera pa foni ndi macheza pa intaneti kuti muthandizire ndi mafunso okhudza kufalitsa, zonena, ndi maubwino.

Mapeto

UnitedHealthcare imadziwikiratu mmakampani a inshuwaransi yazaumoyo ndi mapulani ake osiyanasiyana, mapulogalamu azaumoyo, komanso maukonde ambiri othandizira. Kaya anthu akufuna kudzipezera okha, mabanja awo, kapena owalemba ntchito, UHC imapereka mayankho omwe amathandizira kuti akhale ndi thanzi labwino komanso thanzi. Mwa kusinthika mosalekeza kuti ikwaniritse zosowa za mamembala ake, UnitedHealthcare ikadali chisankho chotsogola cha inshuwaransi yazaumoyo ku United States.

UnitedHealthcare - Health Insurance Malingaliro

• Nsanja: Android
• Gulu: App
• Chilankhulo: Chingerezi
• Kukula kwa Fayilo: 26.44 MB
• Chilolezo: Zaulere
• Mapulogalamu: UNITED HEALTHCARE SERVICES, INC.
• Kusintha Kwaposachedwa: 24-05-2024
• Tsitsani: 1